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Work Incentives Planning and Assistance (WIPA)
What is Work Incentives Planning and Assistance?
Work Incentives Planning and Assistance, or WIPA, services are commonly known as “benefits counseling” for individuals who are receiving Social Security disability benefits (SSI or SSDI) and are currently employed or are interested in work. Our staff of Community Work Incentives Coordinators, or CWICs, formerly known as “benefits specialists”, have been trained in the special rules that apply when someone receiving these benefits returns to work. Social Security calls these rules “work incentives.”
There are 104 WIPA projects across the U.S. and U.S. territories. WIPAs serve all SSA beneficiaries with disabilities, including transition-to-work aged youth, providing benefits planning and assistance services on request and as resources permit. For more information about the national WIPA program and related services, visit the following websites:
Social Security
Social Security - WIPA Fact Sheet
In Maine, the WIPA project is supported not only by the Social Security Administration, but also in large part by the Maine Department of Health and Human Services Office of Adult Mental Health Services, the Maine Department of Labor Bureau of Rehabilitation Services, and the CHOICES CEO Medicaid Infrastructure Grant at the University of Southern Maine’s Muskie School of Public Service .
What are Work Incentives?
As mentioned above, these are the special rules that apply only when a Social Security Disability Insurance (SSDI) beneficiary or Supplemental Security Income (SSI) recipient returns to work. There are many different types of work incentives that may reduce the amount of income SSA “counts” as earnings, that may protect your eligibility for MaineCare or Medicare, and that may make you eligible for funding to advance your career. Work Incentives are different depending on whether you receive SSI or SSDI. For more information, please refer to these Social Security Administration websites:
General Definition of Work Incentives
Working While Disabled – How We Can Help (SSA Publication - pdf format)
How can Community Work Incentives Coordinators help me?
By working with the WIPA program, you will be better equipped to make informed choices about work. Each WIPA is staffed with CWICs who provide the following services:
Work Incentives Planning
Tell us your questions about benefits and employment and we will develop a Benefits Summary & Analysis. This is a written explanation of your current benefits and a plan describing how to use work incentives. It can be developed with either a projected or actual employment goal.
We can also assist you in identifying services that you might need along the way and connect you with resources for job placement, job coaching and training, or other types of assistance for which you may be eligible. This includes, but is not limited to, referrals to state and federally-funded employment services through CareerCenters, Vocational Rehabilitation, and Employment Networks.
Work Incentives Assistance
Your CWIC can help answer questions about your benefits as you look for work and even after you return to work. We will follow up with you to help you understand how your work incentives and available resources can be used. When you begin working or your income from work increases, we are available to assist you in assessing your health care coverage options and will talk with you about how work incentives can be used over time.
With your permission, we will also work with other service providers to make sure you get the help you need to achieve employment success. In the event that you need protection and advocacy services, we can help you connect with these services as well.
Outreach
You might meet a CWIC at a Work Incentives Seminar (WISE) Event or a meeting in your community. In these groups, CWICs answer questions about general work-related Social Security rules and incentives and can refer people to related services for which they may be eligible. To see if there is an upcoming WISE Event in your area, click here.
WIPA Staff List
How do I / Where can I get CWIC services?
Maine Medical Center’s WIPA services are provided to individuals across the state. Every effort is made to provide in-person, community-based services. Sometimes, due to high demand for service and the large geographic area, a combination of mail, telephone, and videoconferencing services may be used. To access services, click here or on the “get started” link on the right side of your screen.
CWIC coverage map of Maine
WIPA Staff List
Why is this offered by Maine Medical Center?
Maine Medical Center (MMC) has a thirty-year history of providing employment services to people with disabilities. When the Ticket to Work and Work Incentives Improvement Act of 1999 authorized the creation of Benefits Planning, Assistance and Outreach (BPAO) programs across the country, MMC Department of Vocational Services (DVS) recognized the importance of providing “benefits counseling” services to people with disabilities receiving Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicare, and MaineCare. This information is critical to help people make informed decisions about their benefits when considering a return to work.
MMC DVS applied for and was awarded the BPAO cooperative agreement from the Social Security Administration to provide this service to the State of Maine from 2001 – 2006. In a new application process in 2006, continued services were possible through the awarding of SSA’s Work Incentives Planning and Assistance cooperative agreement to MMC. Expansion of the project from three to six staff was made possible in October 2006 with increased support from additional funding sources.
Click here to go to Vocational Services Home Page.
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